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P.O. Box 1355 Saugus, MA 01906     
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Upcoming Events
MANGA WORKSHOP FOR TEENS at Saugus Public Library
April 27, 2017 (4:00 pm)

GLSS DEMENTIA TALKS at Saugus Public Library
May 4, 2017 (12:00 pm)

DEMOCRATIC TOWN COMMITTEE ANNUAL DINNER
May 7, 2017 (5:30 pm)

Adult Coloring Class at Saugus Public Library
May 10, 2017 (10:00 am)

BOOK GROUP at Saugus Public Library
May 10, 2017 (6:00 pm)

GAME NIGHT at Saugus Public Library
May 16, 2017 (6:00 pm)

SAUGUS MEMORIAL DAY PARADE
May 27, 2017 (9:00 am)

Adult Coloring Class at Saugus Public Library
June 7, 2017 (10:00 am)

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For Buyers
 

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Search current real estate listings in Saugus and surrounding areas

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click here to go to -  www.Realtor.com

(www.Realtor.com is the Public link to the official Realtor MLS)
  


In the last few years, the process of buying a home has been affected by the so-called
“mortgage crisis”, the faltering economy,  and fluctuating property values.  Being
prepared before you start looking for a home is more important today than it has ever been.  
See a mortgage expert BEFORE you start looking for property.   You will have the best
negotiating position if you are pre-approved for a mortgage up to the maximum amount you
are qualified to borrow, contingent on the particulars of the specific property you choose to buy. 

click here for an outline of the general buying process 


To check your credit:   Request Annual Credit Report  
                                                      Equifax   http://www.equifax.com/home/
                                               Experian   http://www.experian.com/
                                                       Transunion   http://www.transunion.com/


Calculate monthly mortgage payment 
Add the monthly homeowner's insurance premium, monthly real estate tax amount,
and if applicable, the monthly condo or association fee, to the mortgage payment
to calculate your monthly housing expense.

For Sellers
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In the last few years, the process of selling a home has been affected by the “mortgage crisis”
and the continued evolution of online real estate tools. 
So, that means that a lot more effort is
involved in marketing property. 
With record numbers of foreclosures across the country,
real estate values have fallen significantly and Sellers are having a tough time coming to terms
with that reality.   Especially when so many homeowners have mortgages that are higher
than the current values of their properties.

The best scenarios for marketing property successfully require professional assistance
or the Seller's own full attention and full-time availability.

click here for an outline of the general selling process 

Download a copy of the MA Property Transfer Lead Paint Notification
click here
 








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The Truth About Hugging,
According to Dear Abby         The Free Hugs video
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Hugging is healthy.  It helps the body's immune system, it keeps you healthier,
it cures depression, it reduces stress, it induces sleep, it's invigorating & rejuvenating,
it has no unpleasant side effects, and hugging is nothing less than a miracle drug.
Hugging is all natural.  It is organic, naturally sweet, no pesticides, no preservatives,
no artificial ingredients, and 100% wholesome.  Hugging is practically perfect.  There
are no moveable parts, no batteries to wear out, no periodic check-ups, low energy
consumption, high energy yield, inflation-proof, non-fattening, no monthly payments,
no insurance required, theft-proof, non-taxable, non-polluting, and of course, fully returnable.







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